Buy Monero without KYC

There are two different things people mean by “buying Monero”. One is paying with fiat — a card or bank transfer — on an exchange. That route almost always requires an account and identity verification, because the fiat rails demand it.

The other is swapping crypto you already hold for Monero. You are not touching the banking system, so there is no fiat KYC step. getMonero.app does only this second kind: it is a crypto-to-crypto swap. You cannot buy XMR with a card here — you bring a coin like Bitcoin, Ethereum or a stablecoin and receive Monero at an address you control.

On getMonero.app the swap flow has no account and asks for no identity document: no name, no phone number, no ID upload, at any size. You supply the address you want your Monero sent to, and that is it.

It is worth being precise about the limits, because “no KYC” is not the same as anonymous:

• Your deposit and your payout are ordinary transactions on their own chains, visible to anyone with a block explorer.
• Swapping into Monero makes the receiving side private — the XMR you get uses ring signatures, stealth addresses and RingCT. It does not make the coin you sent private.
• We describe what the service does today. We do not promise that verification could never be required in the future, and you should distrust any service that guarantees that in absolute terms.

There are no custodial account balances here — nothing to fund, hold or withdraw, and no wallet you top up. Each swap is a one-time exchange against an address you supply.

While a swap is processed, getMonero.app briefly controls the deposited funds: the deposit arrives at an address we generate, and the Monero is released to your address once the deposit is confirmed. The safest habit is to receive into a wallet whose keys you hold — a self-custody Monero wallet — rather than an address on another exchange. Read more on the trust page.

You can swap Bitcoin, Ethereum, USDT, USDC, Litecoin, Solana and other supported coins into XMR. A few pages worth starting from:

• Bitcoin to Monero (BTC → XMR) — a Bitcoin deposit is detected automatically once it reaches 2 confirmations.
• Ethereum to Monero (ETH → XMR)
• USDT to Monero and USDC to Monero
• Litecoin to Monero and Solana to Monero
• Or see every way to get Monero and the full list of supported coins.

A Bitcoin deposit is confirmed automatically by our chain watcher. Deposits in the other coins are confirmed by our desk before the XMR is released — the same result, verified before payout, just not instant detection.

Every quote shows the exchange rate, the swap fee, the payout network fee, and the exact amount of Monero you’ll receive before you commit. The figure quoted is the figure that arrives — there are no hidden spreads.

• The swap fee is 0.5%, the same rate at every size.
• The minimum swap is $100 worth.
• A quote is time-limited. If it expires before your deposit arrives, the swap is set aside for review rather than completed at the old rate.

See how it works for the full step-by-step, or the FAQ for the common edge cases.

The ordinary swap flow handles everyday amounts automatically. For a much larger trade, a person on our desk authors a firm quote and coordinates settlement with you directly, and the price you accept is fixed and never re-priced if the market moves.

If you’re moving serious size, start at large swaps.

A few things are yours to get right, because a broadcast transaction can’t be undone:

• Send the exact amount shown, on the network shown. A deposit on the wrong network or in the wrong asset generally cannot be recovered.
• Use a Monero address you control — standard (4…), integrated (4…, 106 characters) or subaddress (8…). The payout goes exactly where you tell it to.
• Keep your status link. Without an account, it is the only way back to your swap and it shows every stage, including the deposit and payout transaction ids.

Can I buy Monero without KYC on getMonero.app?

You can swap other cryptocurrency for Monero without an account and without an identity check. getMonero.app is a crypto-to-crypto swap — you send a coin you already hold and receive XMR at your own address. It is not a fiat on-ramp, so you cannot buy XMR with a card or bank transfer here.

What does “no KYC” actually mean here?

It means the swap flow has no account and asks for no identity document — no name, no phone number, no ID upload. It does not mean the transaction is invisible: your deposit and payout are ordinary on-chain transactions anyone can see on a block explorer. Swapping into Monero keeps the receiving side private; it does not make the sending side private.

Do you hold my coins?

There are no custodial account balances to fund or withdraw. Each swap is a one-time exchange: while it is processed the deposit sits at an address we control, and the XMR is paid out to the address you gave once the deposit is confirmed.

What does a swap to Monero cost?

The swap fee is 0.5%, the same rate at every size, and it is already inside the amount you are quoted along with the payout network fee — so the figure you accept is the figure that arrives. The minimum swap is $100.

Which coins can I swap into Monero?

Bitcoin, Ethereum, USDT, USDC, Litecoin, Solana and more. A Bitcoin deposit is detected automatically once it confirms; other source coins are confirmed by our desk. Either way the XMR is sent to your wallet once the deposit is verified.

Can you promise I will never need to verify anything?

No, and we won't pretend otherwise. Today the flow has no KYC at any size. We can tell you what the product does now, not make a permanent legal guarantee. For a very large trade a person on our desk coordinates settlement with you — see large swaps.