Swap Cosmos (ATOM) to Pendle (PENDLE)
Exchange Cosmos for Pendle without an account. Enter an amount, give a Pendle address, send the exact ATOM amount shown — your PENDLE follows once the deposit confirms.
ATOM to PENDLE rate
Market rate, updated 2026-10-26 15:25 UTC1 ATOM = 0.83 PENDLE
1 PENDLE = 1.20482 ATOM
Cosmos is trading at $1.66 and Pendle at $2. Your quote applies a 0.5% swap fee and a network-fee charge for thePendle payout to this rate, and shows the exact PENDLE you receive before you send.
| Send | Receive | ≈ USD |
|---|---|---|
| 6.024 ATOM | 5 PENDLE | $10 |
| 30.12 ATOM | 25 PENDLE | $50 |
| 60.24 ATOM | 50 PENDLE | $100 |
| 301.2 ATOM | 250 PENDLE | $500 |
| 602.4 ATOM | 500 PENDLE | $1,000 |
| 3012 ATOM | 2500 PENDLE | $5,000 |
ATOM to PENDLE swap details
- Minimum swap
- $100 (≈ 60.2 ATOM)
- Maximum swap
- No limit set by the site
- Swap fee
- 0.5% of the amount
- Payout network fee
- A charge for the Pendle payout transaction, shown in the quote
- Quote valid for
- 90 seconds to accept, then refreshed
- ATOM deposit confirmation
- Verified on the Cosmos network before the payout is released
- PENDLE payout
- Sent to your address once the deposit is confirmed
- Account
- None required
Why exchange Cosmos (ATOM) to Pendle (PENDLE)?
Exchange ATOM for PENDLE and the Pendle goes to an address you control. No account to open, no balance left with us.
The ATOM/PENDLE exchange rate, the network fee and the swap fee are shown before you send a single ATOM. The PENDLE amount quoted is the PENDLE amount you get.
Nothing is asked of you beyond a Pendle address. Send the exact ATOM figure shown on your swap page, including every decimal place — a rounded amount needs manual review and takes longer.
Sending Cosmos
Cosmos Hub is the flagship chain of the Cosmos ecosystem and its inter-blockchain communication network. ATOM is its native token.
Cosmos blocks arrive about 6 seconds, so a deposit usually confirms in a minute or two.
Your ATOM deposit is verified on the Cosmos Hub network before the swap proceeds — typically a minute or two after you send.
Send ATOM on the Cosmos Hub network.
Receiving Pendle
Pendle is a protocol for trading tokenized future yield. PENDLE is its ERC-20 token.
Your Pendle goes to the address you give, and only that address. Accepted formats: 0x followed by 40 hexadecimal characters.
The payout is sent once your deposit is confirmed. Pendle blocks arrive about 12 seconds, so it is usually spendable within minutes of being sent.
How to swap ATOM to PENDLE
Full details →- 01Get a ATOM to PENDLE quote
Enter how much Cosmos you want to convert. You see the live ATOM to PENDLE rate, both fees and the exact Pendle you will receive before you commit.
- 02Send your Cosmos
You get a Cosmos (ATOM) deposit address and an exact amount. Send it from any Cosmos wallet — scanning the QR code fills in both where your wallet supports it.
- 03Receive Pendle (PENDLE)
Once the ATOM deposit confirms on-chain, Pendle is sent to the Pendle address you gave. Track it on the swap’s status page, no login needed.
Cosmos (ATOM) to Pendle (PENDLE) FAQ
- What does the ATOM to PENDLE rate mean?
- It is how much Pendle (PENDLE) you receive for each Cosmos (ATOM) you send, taken from live market prices at the moment you ask for a quote. The rate moves with the market, so you have 90 seconds to accept a quote and create the swap; the widget refreshes it automatically if you take longer. Funding the swap once it exists has its own separate deadline, shown on your swap page.
- How do I convert ATOM to PENDLE?
- Enter the amount of ATOM in the widget, choose PENDLE as what you receive, and give a Pendle address. You are shown a deposit address and an exact ATOM amount; send that amount and the PENDLE is paid to your address once the deposit confirms. No account is needed at any step.
- What are the fees to exchange ATOM for PENDLE?
- Two, both shown in the quote before you send: a swap fee of 0.5% of the amount, and a network-fee charge for the Pendle payout transaction. There is nothing added afterwards — the PENDLE amount in the quote is the PENDLE amount that arrives.
- What is the minimum ATOM/PENDLE exchange amount?
- $100 worth, shown in the widget as an amount of ATOM at the current rate. There is no maximum imposed by the site beyond available Pendle liquidity, and no verification at any size.
- Do I need an ID to swap ATOM to PENDLE?
- No. There is no KYC, no account and no email required. A swap is identified by its link, which shows its status without logging in. Creating an account is optional and only keeps your swap history in one place.
- How long do ATOM to PENDLE swaps take?
- Cosmos deposits usually confirm in a minute or two, after which the deposit is verified on-chain. Swap times vary by asset and by how quickly its network confirms. Your swap status page shows the current stage throughout the process.
- Which Pendle address should I give?
- Any address in a format Pendle accepts: 0x followed by 40 hexadecimal characters.
- What happens if my ATOM deposit is late or the swap expires?
- There are two separate deadlines. The quote itself is held for 90 seconds — that is how long you have to accept the price and create the swap. Once the swap exists you get a separate funding window, shown on your swap page, to send the ATOM. If your deposit arrives after that window closes, the status page shows Expired and the swap moves to Review required; it is then completed at the current rate or refunded to your refund address. Nothing is lost by being late — a late deposit just needs review before it is processed.
- Can I swap PENDLE back to ATOM?
- Yes — every pair works in both directions. The PENDLE to ATOM page is linked below.
Related swaps
All pairs →Going the other way? Swap Pendle to Cosmos.
See every route into Pendle or everything you can swap Cosmos for.