Swap USD Coin (USDC) to Zcash (ZEC)
Exchange USD Coin for Zcash without an account. Enter an amount, give a Zcash address, send the exact USDC amount shown — your ZEC follows once the deposit confirms.
USDC to ZEC rate
Market rate, updated 2026-10-26 15:35 UTC1 USDC = 0.000797633 ZEC
1 ZEC = 1253.71 USDC
USD Coin is trading at $0.999323 and Zcash at $1252.86. Your quote applies a 0.5% swap fee and a network-fee charge for theZcash payout to this rate, and shows the exact ZEC you receive before you send.
| Send | Receive | ≈ USD |
|---|---|---|
| 10.01 USDC | 0.0079817 ZEC | $10 |
| 50.03 USDC | 0.039909 ZEC | $50 |
| 100.1 USDC | 0.079817 ZEC | $100 |
| 500.3 USDC | 0.39909 ZEC | $500 |
| 1001 USDC | 0.79817 ZEC | $1,000 |
| 5003 USDC | 3.9909 ZEC | $5,000 |
USDC to ZEC swap details
- Minimum swap
- $100 (≈ 100 USDC)
- Maximum swap
- No limit set by the site
- Swap fee
- 0.5% of the amount
- Payout network fee
- A charge for the Zcash payout transaction, shown in the quote
- Quote valid for
- 90 seconds to accept, then refreshed
- USDC deposit confirmation
- Verified on the USD Coin network before the payout is released
- ZEC payout
- Sent to your address once the deposit is confirmed
- Account
- None required
Why exchange USD Coin (USDC) to Zcash (ZEC)?
Swap USDC to ZEC and give a unified (u1…) Zcash address: the payout lands in the shielded pool, where the amount and address are encrypted on-chain.
The USDC/ZEC exchange rate, the network fee and the swap fee are shown before you send a single USDC. The ZEC amount quoted is the ZEC amount you get.
Nothing is asked of you beyond a Zcash address. Send the exact USDC figure shown on your swap page, including every decimal place — a rounded amount needs manual review and takes longer.
Sending USD Coin
USD Coin is a fully reserved US-dollar stablecoin issued by Circle; a USDC token on one network is not the same as on another, so the network you send on has to match the one you pick.
USDC can be sent on Ethereum (ERC-20), Solana, Tron (TRC-20), BNB Smart Chain (BEP-20), Polygon and Arbitrum One. Choose the network in the widget first: the deposit address belongs to that network and USDC sent on any other network cannot be recovered.
Your USDC deposit is verified on the Ethereum (ERC-20) network before the swap proceeds — typically a few minutes on Ethereum after you send.
Pick the network in the widget before sending and use the matching address — USDC sent on the wrong network cannot be recovered by us. Only the networks shown in the widget can be deposited.
Receiving Zcash
Zcash is a proof-of-work chain that pioneered zero-knowledge (zk-SNARK) shielded transactions: the sender, receiver and amount of a shielded transfer are encrypted on-chain.
Your Zcash goes to the address you give, and only that address. Accepted formats: transparent addresses start with t1 or t3; unified (shielded-capable) addresses start with u1.
Give a unified (u1…) address to receive into the shielded pool, or a transparent (t1…) address if your wallet does not support shielded receiving.
The payout is sent once your deposit is confirmed. Zcash blocks arrive about 75 seconds, so it is usually spendable within minutes of being sent.
How to swap USDC to ZEC
Full details →- 01Get a USDC to ZEC quote
Enter how much USD Coin you want to convert. You see the live USDC to ZEC rate, both fees and the exact Zcash you will receive before you commit.
- 02Send your USD Coin
You get a USD Coin (USDC) deposit address and an exact amount. Send it from any USD Coin wallet — scanning the QR code fills in both where your wallet supports it.
- 03Receive Zcash (ZEC)
Once the USDC deposit confirms on-chain, Zcash is sent to the Zcash address you gave. Track it on the swap’s status page, no login needed.
USD Coin (USDC) to Zcash (ZEC) FAQ
- What does the USDC to ZEC rate mean?
- It is how much Zcash (ZEC) you receive for each USD Coin (USDC) you send, taken from live market prices at the moment you ask for a quote. The rate moves with the market, so you have 90 seconds to accept a quote and create the swap; the widget refreshes it automatically if you take longer. Funding the swap once it exists has its own separate deadline, shown on your swap page.
- How do I convert USDC to ZEC?
- Enter the amount of USDC in the widget, choose ZEC as what you receive, and give a Zcash address. You are shown a deposit address and an exact USDC amount; send that amount and the ZEC is paid to your address once the deposit confirms. No account is needed at any step.
- What are the fees to exchange USDC for ZEC?
- Two, both shown in the quote before you send: a swap fee of 0.5% of the amount, and a network-fee charge for the Zcash payout transaction. There is nothing added afterwards — the ZEC amount in the quote is the ZEC amount that arrives.
- What is the minimum USDC/ZEC exchange amount?
- $100 worth, shown in the widget as an amount of USDC at the current rate. There is no maximum imposed by the site beyond available Zcash liquidity, and no verification at any size.
- Do I need an ID to swap USDC to ZEC?
- No. There is no KYC, no account and no email required. A swap is identified by its link, which shows its status without logging in. Creating an account is optional and only keeps your swap history in one place.
- How long do USDC to ZEC swaps take?
- USD Coin deposits usually confirm in a few minutes on Ethereum, after which the deposit is verified on-chain. Swap times vary by asset and by how quickly its network confirms. Your swap status page shows the current stage throughout the process.
- Which network can I send USDC on?
- Ethereum (ERC-20), Solana, Tron (TRC-20), BNB Smart Chain (BEP-20), Polygon and Arbitrum One. Select the network before you start; the deposit address is specific to it. Pick the network in the widget before sending and use the matching address — USDC sent on the wrong network cannot be recovered by us. Only the networks shown in the widget can be deposited.
- What happens if my USDC deposit is late or the swap expires?
- There are two separate deadlines. The quote itself is held for 90 seconds — that is how long you have to accept the price and create the swap. Once the swap exists you get a separate funding window, shown on your swap page, to send the USDC. If your deposit arrives after that window closes, the status page shows Expired and the swap moves to Review required; it is then completed at the current rate or refunded to your refund address. Nothing is lost by being late — a late deposit just needs review before it is processed.
- Is exchanging USDC for ZEC private?
- Your USDC deposit is visible on the USD Coin ledger like any USDC transaction. Give a unified (u1…) address and the Zcash payout enters the shielded pool, where its amount and destination are encrypted on-chain. We store only what a swap needs — amounts, transaction ids and the address you gave.
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