USDT → USDC

Swap Tether (USDT) to USD Coin (USDC)

Exchange Tether for USD Coin without an account. Enter an amount, give a USD Coin address, send the exact USDT amount shown — your USDC follows once the deposit confirms.

No account balances. Minimal data collection.

USDT to USDC rate

Market rate, updated 2026-10-26 15:25 UTC

1 USDT = 0.999397 USDC

1 USDC = 1.0006 USDT

Tether is trading at $0.998746 and USD Coin at $0.999349. Your quote applies a 0.5% swap fee and a network-fee charge for theUSD Coin payout to this rate, and shows the exact USDC you receive before you send.

Tether to USD Coin conversion at common sizes
SendReceive≈ USD
10.01 USDT10.007 USDC$10
50.06 USDT50.033 USDC$50
100.1 USDT100.07 USDC$100
500.6 USDT500.33 USDC$500
1001 USDT1000.7 USDC$1,000
5006 USDT5003.3 USDC$5,000

USDT to USDC swap details

Minimum swap
$100 (≈ 100 USDT)
Maximum swap
No limit set by the site
Swap fee
0.5% of the amount
Payout network fee
A charge for the USD Coin payout transaction, shown in the quote
Quote valid for
90 seconds to accept, then refreshed
USDT deposit confirmation
Verified on the Tether network before the payout is released
USDC payout
Sent to your address once the deposit is confirmed
Account
None required

Why exchange Tether (USDT) to USD Coin (USDC)?

USD Coin sent straight to your wallet

Exchange USDT for USDC and the USD Coin goes to an address you control. No account to open, no balance left with us.

Live USDT to USDC rate, fees included

The USDT/USDC exchange rate, the network fee and the swap fee are shown before you send a single USDT. The USDC amount quoted is the USDC amount you get.

No KYC, no sign-up — just send the exact USDT amount

Nothing is asked of you beyond a USD Coin address. Send the exact USDT figure shown on your swap page, including every decimal place — a rounded amount needs manual review and takes longer.

Sending Tether

Tether (USDT) is the largest US-dollar stablecoin, issued on several networks; a USDT token on one network is not the same token as on another, so the network you send on has to match the one you pick.

USDT can be sent on Ethereum (ERC-20), Tron (TRC-20), BNB Smart Chain (BEP-20), Polygon, Solana and Arbitrum One. Choose the network in the widget first: the deposit address belongs to that network and USDT sent on any other network cannot be recovered.

Your USDT deposit is verified on the Ethereum (ERC-20) network before the swap proceeds — typically a few minutes on Ethereum, well under a minute on Tron or BNB Smart Chain after you send.

Pick the network in the widget before sending and use the matching address — USDT sent on the wrong network cannot be recovered by us. Only the networks shown in the widget can be deposited.

Receiving USD Coin

USD Coin is a fully reserved US-dollar stablecoin issued by Circle; a USDC token on one network is not the same as on another, so the network you send on has to match the one you pick.

USDC can be paid out on Ethereum (ERC-20), Solana, Tron (TRC-20), BNB Smart Chain (BEP-20), Polygon and Arbitrum One. Pick the network you want in the widget and give an address on that network — an 0x… address on Ethereum.

Choose the network you want the USDC on; the address you give must belong to that network.

The payout is sent once your deposit is confirmed. USD Coin blocks arrive that of the network it is on, so it is usually spendable within minutes of being sent.

How to swap USDT to USDC

Full details →
  1. 01
    Get a USDT to USDC quote

    Enter how much Tether you want to convert. You see the live USDT to USDC rate, both fees and the exact USD Coin you will receive before you commit.

  2. 02
    Send your Tether

    You get a Tether (USDT) deposit address and an exact amount. Send it from any Tether wallet — scanning the QR code fills in both where your wallet supports it.

  3. 03
    Receive USD Coin (USDC)

    Once the USDT deposit confirms on-chain, USD Coin is sent to the USD Coin address you gave. Track it on the swap’s status page, no login needed.

Tether (USDT) to USD Coin (USDC) FAQ

What does the USDT to USDC rate mean?
It is how much USD Coin (USDC) you receive for each Tether (USDT) you send, taken from live market prices at the moment you ask for a quote. The rate moves with the market, so you have 90 seconds to accept a quote and create the swap; the widget refreshes it automatically if you take longer. Funding the swap once it exists has its own separate deadline, shown on your swap page.
How do I convert USDT to USDC?
Enter the amount of USDT in the widget, choose USDC as what you receive, and give a USD Coin address. You are shown a deposit address and an exact USDT amount; send that amount and the USDC is paid to your address once the deposit confirms. No account is needed at any step.
What are the fees to exchange USDT for USDC?
Two, both shown in the quote before you send: a swap fee of 0.5% of the amount, and a network-fee charge for the USD Coin payout transaction. There is nothing added afterwards — the USDC amount in the quote is the USDC amount that arrives.
What is the minimum USDT/USDC exchange amount?
$100 worth, shown in the widget as an amount of USDT at the current rate. There is no maximum imposed by the site beyond available USD Coin liquidity, and no verification at any size.
Do I need an ID to swap USDT to USDC?
No. There is no KYC, no account and no email required. A swap is identified by its link, which shows its status without logging in. Creating an account is optional and only keeps your swap history in one place.
How long do USDT to USDC swaps take?
Tether deposits usually confirm in a few minutes on Ethereum, well under a minute on Tron or BNB Smart Chain, after which the deposit is verified on-chain. Swap times vary by asset and by how quickly its network confirms. Your swap status page shows the current stage throughout the process.
Which network can I send USDT on?
Ethereum (ERC-20), Tron (TRC-20), BNB Smart Chain (BEP-20), Polygon, Solana and Arbitrum One. Select the network before you start; the deposit address is specific to it. Pick the network in the widget before sending and use the matching address — USDT sent on the wrong network cannot be recovered by us. Only the networks shown in the widget can be deposited.
What happens if my USDT deposit is late or the swap expires?
There are two separate deadlines. The quote itself is held for 90 seconds — that is how long you have to accept the price and create the swap. Once the swap exists you get a separate funding window, shown on your swap page, to send the USDT. If your deposit arrives after that window closes, the status page shows Expired and the swap moves to Review required; it is then completed at the current rate or refunded to your refund address. Nothing is lost by being late — a late deposit just needs review before it is processed.
Can I swap USDC back to USDT?
Yes — every pair works in both directions. The USDC to USDT page is linked below.