Swap Cosmos (ATOM) to Stellar (XLM)
Exchange Cosmos for Stellar without an account. Enter an amount, give a Stellar address, send the exact ATOM amount shown — your XLM follows once the deposit confirms.
ATOM to XLM rate
Market rate, updated 2026-10-26 15:05 UTC1 ATOM = 9.76436 XLM
1 XLM = 0.102413 ATOM
Cosmos is trading at $1.66 and Stellar at $0.170006. Your quote applies a 0.5% swap fee and a network-fee charge for theStellar payout to this rate, and shows the exact XLM you receive before you send.
| Send | Receive | ≈ USD |
|---|---|---|
| 6.024 ATOM | 58.821 XLM | $10 |
| 30.12 ATOM | 294.11 XLM | $50 |
| 60.24 ATOM | 588.21 XLM | $100 |
| 301.2 ATOM | 2941.1 XLM | $500 |
| 602.4 ATOM | 5882.1 XLM | $1,000 |
| 3012 ATOM | 29411 XLM | $5,000 |
ATOM to XLM swap details
- Minimum swap
- $100 (≈ 60.2 ATOM)
- Maximum swap
- No limit set by the site
- Swap fee
- 0.5% of the amount
- Payout network fee
- A charge for the Stellar payout transaction, shown in the quote
- Quote valid for
- 90 seconds to accept, then refreshed
- ATOM deposit confirmation
- Verified on the Cosmos network before the payout is released
- XLM payout
- Sent to your address once the deposit is confirmed
- Account
- None required
Why exchange Cosmos (ATOM) to Stellar (XLM)?
Exchange ATOM for XLM and the Stellar goes to an address you control. No account to open, no balance left with us.
The ATOM/XLM exchange rate, the network fee and the swap fee are shown before you send a single ATOM. The XLM amount quoted is the XLM amount you get.
Nothing is asked of you beyond a Stellar address. Send the exact ATOM figure shown on your swap page, including every decimal place — a rounded amount needs manual review and takes longer.
Sending Cosmos
Cosmos Hub is the flagship chain of the Cosmos ecosystem and its inter-blockchain communication network. ATOM is its native token.
Cosmos blocks arrive about 6 seconds, so a deposit usually confirms in a minute or two.
Your ATOM deposit is verified on the Cosmos Hub network before the swap proceeds — typically a minute or two after you send.
Send ATOM on the Cosmos Hub network.
Receiving Stellar
Stellar is a payments-focused layer-1 for fast, low-cost transfers and asset issuance. XLM is its native token.
Your Stellar goes to the address you give, and only that address. Accepted formats: 56 characters starting with G.
The payout is sent once your deposit is confirmed. Stellar blocks arrive about 5 seconds, so it is usually spendable within minutes of being sent.
How to swap ATOM to XLM
Full details →- 01Get a ATOM to XLM quote
Enter how much Cosmos you want to convert. You see the live ATOM to XLM rate, both fees and the exact Stellar you will receive before you commit.
- 02Send your Cosmos
You get a Cosmos (ATOM) deposit address and an exact amount. Send it from any Cosmos wallet — scanning the QR code fills in both where your wallet supports it.
- 03Receive Stellar (XLM)
Once the ATOM deposit confirms on-chain, Stellar is sent to the Stellar address you gave. Track it on the swap’s status page, no login needed.
Cosmos (ATOM) to Stellar (XLM) FAQ
- What does the ATOM to XLM rate mean?
- It is how much Stellar (XLM) you receive for each Cosmos (ATOM) you send, taken from live market prices at the moment you ask for a quote. The rate moves with the market, so you have 90 seconds to accept a quote and create the swap; the widget refreshes it automatically if you take longer. Funding the swap once it exists has its own separate deadline, shown on your swap page.
- How do I convert ATOM to XLM?
- Enter the amount of ATOM in the widget, choose XLM as what you receive, and give a Stellar address. You are shown a deposit address and an exact ATOM amount; send that amount and the XLM is paid to your address once the deposit confirms. No account is needed at any step.
- What are the fees to exchange ATOM for XLM?
- Two, both shown in the quote before you send: a swap fee of 0.5% of the amount, and a network-fee charge for the Stellar payout transaction. There is nothing added afterwards — the XLM amount in the quote is the XLM amount that arrives.
- What is the minimum ATOM/XLM exchange amount?
- $100 worth, shown in the widget as an amount of ATOM at the current rate. There is no maximum imposed by the site beyond available Stellar liquidity, and no verification at any size.
- Do I need an ID to swap ATOM to XLM?
- No. There is no KYC, no account and no email required. A swap is identified by its link, which shows its status without logging in. Creating an account is optional and only keeps your swap history in one place.
- How long do ATOM to XLM swaps take?
- Cosmos deposits usually confirm in a minute or two, after which the deposit is verified on-chain. Swap times vary by asset and by how quickly its network confirms. Your swap status page shows the current stage throughout the process.
- Which Stellar address should I give?
- Any address in a format Stellar accepts: 56 characters starting with G.
- What happens if my ATOM deposit is late or the swap expires?
- There are two separate deadlines. The quote itself is held for 90 seconds — that is how long you have to accept the price and create the swap. Once the swap exists you get a separate funding window, shown on your swap page, to send the ATOM. If your deposit arrives after that window closes, the status page shows Expired and the swap moves to Review required; it is then completed at the current rate or refunded to your refund address. Nothing is lost by being late — a late deposit just needs review before it is processed.
- Can I swap XLM back to ATOM?
- Yes — every pair works in both directions. The XLM to ATOM page is linked below.
Related swaps
All pairs →Going the other way? Swap Stellar to Cosmos.
See every route into Stellar or everything you can swap Cosmos for.