Swap Zcash (ZEC) to Stellar (XLM)
Exchange Zcash for Stellar without an account. Enter an amount, give a Stellar address, send the exact ZEC amount shown — your XLM follows once the deposit confirms.
ZEC to XLM rate
Market rate, updated 2026-10-26 15:05 UTC1 ZEC = 7355.87 XLM
1 XLM = 0.000135946 ZEC
Zcash is trading at $1250.54 and Stellar at $0.170006. Your quote applies a 0.5% swap fee and a network-fee charge for theStellar payout to this rate, and shows the exact XLM you receive before you send.
| Send | Receive | ≈ USD |
|---|---|---|
| 0.007997 ZEC | 58.821 XLM | $10 |
| 0.03998 ZEC | 294.11 XLM | $50 |
| 0.07997 ZEC | 588.21 XLM | $100 |
| 0.3998 ZEC | 2941.1 XLM | $500 |
| 0.7997 ZEC | 5882.1 XLM | $1,000 |
| 3.998 ZEC | 29411 XLM | $5,000 |
ZEC to XLM swap details
- Minimum swap
- $100 (≈ 0.0799 ZEC)
- Maximum swap
- No limit set by the site
- Swap fee
- 0.5% of the amount
- Payout network fee
- A charge for the Stellar payout transaction, shown in the quote
- Quote valid for
- 90 seconds to accept, then refreshed
- ZEC deposit confirmation
- Verified on the Zcash network before the payout is released
- XLM payout
- Sent to your address once the deposit is confirmed
- Account
- None required
Why exchange Zcash (ZEC) to Stellar (XLM)?
Exchange ZEC for XLM and the Stellar goes to an address you control. No account to open, no balance left with us.
The ZEC/XLM exchange rate, the network fee and the swap fee are shown before you send a single ZEC. The XLM amount quoted is the XLM amount you get.
Nothing is asked of you beyond a Stellar address. Send the exact ZEC figure shown on your swap page, including every decimal place — a rounded amount needs manual review and takes longer.
Sending Zcash
Zcash is a proof-of-work chain that pioneered zero-knowledge (zk-SNARK) shielded transactions: the sender, receiver and amount of a shielded transfer are encrypted on-chain.
Zcash blocks arrive about 75 seconds, so a deposit usually confirms in a few minutes.
Your ZEC deposit is verified on the Zcash network before the swap proceeds — typically a few minutes after you send.
Receiving Stellar
Stellar is a payments-focused layer-1 for fast, low-cost transfers and asset issuance. XLM is its native token.
Your Stellar goes to the address you give, and only that address. Accepted formats: 56 characters starting with G.
The payout is sent once your deposit is confirmed. Stellar blocks arrive about 5 seconds, so it is usually spendable within minutes of being sent.
How to swap ZEC to XLM
Full details →- 01Get a ZEC to XLM quote
Enter how much Zcash you want to convert. You see the live ZEC to XLM rate, both fees and the exact Stellar you will receive before you commit.
- 02Send your Zcash
You get a Zcash (ZEC) deposit address and an exact amount. Send it from any Zcash wallet — scanning the QR code fills in both where your wallet supports it.
- 03Receive Stellar (XLM)
Once the ZEC deposit confirms on-chain, Stellar is sent to the Stellar address you gave. Track it on the swap’s status page, no login needed.
Zcash (ZEC) to Stellar (XLM) FAQ
- What does the ZEC to XLM rate mean?
- It is how much Stellar (XLM) you receive for each Zcash (ZEC) you send, taken from live market prices at the moment you ask for a quote. The rate moves with the market, so you have 90 seconds to accept a quote and create the swap; the widget refreshes it automatically if you take longer. Funding the swap once it exists has its own separate deadline, shown on your swap page.
- How do I convert ZEC to XLM?
- Enter the amount of ZEC in the widget, choose XLM as what you receive, and give a Stellar address. You are shown a deposit address and an exact ZEC amount; send that amount and the XLM is paid to your address once the deposit confirms. No account is needed at any step.
- What are the fees to exchange ZEC for XLM?
- Two, both shown in the quote before you send: a swap fee of 0.5% of the amount, and a network-fee charge for the Stellar payout transaction. There is nothing added afterwards — the XLM amount in the quote is the XLM amount that arrives.
- What is the minimum ZEC/XLM exchange amount?
- $100 worth, shown in the widget as an amount of ZEC at the current rate. There is no maximum imposed by the site beyond available Stellar liquidity, and no verification at any size.
- Do I need an ID to swap ZEC to XLM?
- No. There is no KYC, no account and no email required. A swap is identified by its link, which shows its status without logging in. Creating an account is optional and only keeps your swap history in one place.
- How long do ZEC to XLM swaps take?
- Zcash deposits usually confirm in a few minutes, after which the deposit is verified on-chain. Swap times vary by asset and by how quickly its network confirms. Your swap status page shows the current stage throughout the process.
- Which Stellar address should I give?
- Any address in a format Stellar accepts: 56 characters starting with G.
- What happens if my ZEC deposit is late or the swap expires?
- There are two separate deadlines. The quote itself is held for 90 seconds — that is how long you have to accept the price and create the swap. Once the swap exists you get a separate funding window, shown on your swap page, to send the ZEC. If your deposit arrives after that window closes, the status page shows Expired and the swap moves to Review required; it is then completed at the current rate or refunded to your refund address. Nothing is lost by being late — a late deposit just needs review before it is processed.
- Can I swap XLM back to ZEC?
- Yes — every pair works in both directions. The XLM to ZEC page is linked below.
Related swaps
All pairs →Going the other way? Swap Stellar to Zcash.
See every route into Stellar or everything you can swap Zcash for.