Swap Stellar (XLM) to Zcash (ZEC)

Minimum swap

$100 (≈ 587 XLM)

Maximum swap

No limit set by the site

Swap fee

0.5% of the amount

Payout network fee

A charge for the Zcash payout transaction, shown in the quote

Quote valid for

90 seconds to accept, then refreshed

XLM deposit confirmation

Verified on the Stellar network before the payout is released

ZEC payout

Sent to your address once the deposit is confirmed

Account

None required

1. 01
   Get a XLM to ZEC quote

   Enter how much Stellar you want to convert. You see the live XLM to ZEC rate, both fees and the exact Zcash you will receive before you commit.

2. 02
   Send your Stellar

   You get a Stellar (XLM) deposit address and an exact amount. Send it from any Stellar wallet — scanning the QR code fills in both where your wallet supports it.

3. 03
   Receive Zcash (ZEC)

   Once the XLM deposit confirms on-chain, Zcash is sent to the Zcash address you gave. Track it on the swap’s status page, no login needed.

What does the XLM to ZEC rate mean?

It is how much Zcash (ZEC) you receive for each Stellar (XLM) you send, taken from live market prices at the moment you ask for a quote. The rate moves with the market, so you have 90 seconds to accept a quote and create the swap; the widget refreshes it automatically if you take longer. Funding the swap once it exists has its own separate deadline, shown on your swap page.

How do I convert XLM to ZEC?

Enter the amount of XLM in the widget, choose ZEC as what you receive, and give a Zcash address. You are shown a deposit address and an exact XLM amount; send that amount and the ZEC is paid to your address once the deposit confirms. No account is needed at any step.

What are the fees to exchange XLM for ZEC?

Two, both shown in the quote before you send: a swap fee of 0.5% of the amount, and a network-fee charge for the Zcash payout transaction. There is nothing added afterwards — the ZEC amount in the quote is the ZEC amount that arrives.

What is the minimum XLM/ZEC exchange amount?

$100 worth, shown in the widget as an amount of XLM at the current rate. There is no maximum imposed by the site beyond available Zcash liquidity, and no verification at any size.

Do I need an ID to swap XLM to ZEC?

No. There is no KYC, no account and no email required. A swap is identified by its link, which shows its status without logging in. Creating an account is optional and only keeps your swap history in one place.

How long do XLM to ZEC swaps take?

Stellar deposits usually confirm in under a minute, after which the deposit is verified on-chain. Swap times vary by asset and by how quickly its network confirms. Your swap status page shows the current stage throughout the process.

Which Zcash address should I give?

Any address in a format Zcash accepts: transparent addresses start with t1 or t3; unified (shielded-capable) addresses start with u1. Give a unified (u1…) address to receive into the shielded pool, or a transparent (t1…) address if your wallet does not support shielded receiving.

What happens if my XLM deposit is late or the swap expires?

There are two separate deadlines. The quote itself is held for 90 seconds — that is how long you have to accept the price and create the swap. Once the swap exists you get a separate funding window, shown on your swap page, to send the XLM. If your deposit arrives after that window closes, the status page shows Expired and the swap moves to Review required; it is then completed at the current rate or refunded to your refund address. Nothing is lost by being late — a late deposit just needs review before it is processed.

Is exchanging XLM for ZEC private?

Your XLM deposit is visible on the Stellar ledger like any XLM transaction. Give a unified (u1…) address and the Zcash payout enters the shielded pool, where its amount and destination are encrypted on-chain. We store only what a swap needs — amounts, transaction ids and the address you gave.

Going the other way? Swap Zcash to Stellar.

See every route into Zcash or everything you can swap Stellar for.