ATOM → XMR

Swap Cosmos (ATOM) to Monero (XMR)

Exchange Cosmos for Monero without an account. Enter an amount, give a Monero address, send the exact ATOM amount shown — your XMR follows once the deposit confirms.

No account balances. Minimal data collection.

ATOM to XMR rate

Market rate, updated 2026-10-26 15:15 UTC

1 ATOM = 0.00281205 XMR

1 XMR = 355.613 ATOM

Cosmos is trading at $1.66 and Monero at $590.32. Your quote applies a 0.5% swap fee and a network-fee charge for theMonero payout to this rate, and shows the exact XMR you receive before you send.

Cosmos to Monero conversion at common sizes
SendReceive≈ USD
6.024 ATOM0.01694 XMR$10
30.12 ATOM0.0847 XMR$50
60.24 ATOM0.1694 XMR$100
301.2 ATOM0.847 XMR$500
602.4 ATOM1.694 XMR$1,000
3012 ATOM8.47 XMR$5,000

ATOM to XMR swap details

Minimum swap
$100 (≈ 60.2 ATOM)
Maximum swap
No limit set by the site
Swap fee
0.5% of the amount
Payout network fee
A charge for the Monero payout transaction, shown in the quote
Quote valid for
90 seconds to accept, then refreshed
ATOM deposit confirmation
Verified on the Cosmos network before the payout is released
XMR payout
Sent to your address once the deposit is confirmed
Account
None required

Why exchange Cosmos (ATOM) to Monero (XMR)?

Convert Cosmos into a coin that is private by default

Every Cosmos transaction is public. Swap ATOM to XMR and the Monero you receive is hidden on-chain — the amount, the sender and your address.

Live ATOM to XMR rate, fees included

The ATOM/XMR exchange rate, the network fee and the swap fee are shown before you send a single ATOM. The XMR amount quoted is the XMR amount you get.

No KYC, no sign-up — just send the exact ATOM amount

Nothing is asked of you beyond a Monero address. Send the exact ATOM figure shown on your swap page, including every decimal place — a rounded amount needs manual review and takes longer.

Sending Cosmos

Cosmos Hub is the flagship chain of the Cosmos ecosystem and its inter-blockchain communication network. ATOM is its native token.

Cosmos blocks arrive about 6 seconds, so a deposit usually confirms in a minute or two.

Your ATOM deposit is verified on the Cosmos Hub network before the swap proceeds — typically a minute or two after you send.

Send ATOM on the Cosmos Hub network.

Receiving Monero

Monero is a privacy coin where every transaction is private by default: ring signatures hide the sender, stealth addresses hide the receiver and RingCT hides the amount.

Your Monero goes to the address you give, and only that address. Accepted formats: standard addresses are 95 characters starting with 4; subaddresses start with 8; integrated addresses start with 4 and are 106 characters.

Any standard address or subaddress works. Because Monero amounts are hidden on-chain, only you and your wallet can see the payout land.

The payout is sent once your deposit is confirmed. Monero blocks arrive about 2 minutes, so it is usually spendable within minutes of being sent.

How to swap ATOM to XMR

Full details →
  1. 01
    Get a ATOM to XMR quote

    Enter how much Cosmos you want to convert. You see the live ATOM to XMR rate, both fees and the exact Monero you will receive before you commit.

  2. 02
    Send your Cosmos

    You get a Cosmos (ATOM) deposit address and an exact amount. Send it from any Cosmos wallet — scanning the QR code fills in both where your wallet supports it.

  3. 03
    Receive Monero (XMR)

    Once the ATOM deposit confirms on-chain, Monero is sent to the Monero address you gave. Track it on the swap’s status page, no login needed.

Cosmos (ATOM) to Monero (XMR) FAQ

What does the ATOM to XMR rate mean?
It is how much Monero (XMR) you receive for each Cosmos (ATOM) you send, taken from live market prices at the moment you ask for a quote. The rate moves with the market, so you have 90 seconds to accept a quote and create the swap; the widget refreshes it automatically if you take longer. Funding the swap once it exists has its own separate deadline, shown on your swap page.
How do I convert ATOM to XMR?
Enter the amount of ATOM in the widget, choose XMR as what you receive, and give a Monero address. You are shown a deposit address and an exact ATOM amount; send that amount and the XMR is paid to your address once the deposit confirms. No account is needed at any step.
What are the fees to exchange ATOM for XMR?
Two, both shown in the quote before you send: a swap fee of 0.5% of the amount, and a network-fee charge for the Monero payout transaction. There is nothing added afterwards — the XMR amount in the quote is the XMR amount that arrives.
What is the minimum ATOM/XMR exchange amount?
$100 worth, shown in the widget as an amount of ATOM at the current rate. There is no maximum imposed by the site beyond available Monero liquidity, and no verification at any size.
Do I need an ID to swap ATOM to XMR?
No. There is no KYC, no account and no email required. A swap is identified by its link, which shows its status without logging in. Creating an account is optional and only keeps your swap history in one place.
How long do ATOM to XMR swaps take?
Cosmos deposits usually confirm in a minute or two, after which the deposit is verified on-chain. Swap times vary by asset and by how quickly its network confirms. Your swap status page shows the current stage throughout the process.
Which Monero address should I give?
Any address in a format Monero accepts: standard addresses are 95 characters starting with 4; subaddresses start with 8; integrated addresses start with 4 and are 106 characters. Any standard address or subaddress works. Because Monero amounts are hidden on-chain, only you and your wallet can see the payout land.
What happens if my ATOM deposit is late or the swap expires?
There are two separate deadlines. The quote itself is held for 90 seconds — that is how long you have to accept the price and create the swap. Once the swap exists you get a separate funding window, shown on your swap page, to send the ATOM. If your deposit arrives after that window closes, the status page shows Expired and the swap moves to Review required; it is then completed at the current rate or refunded to your refund address. Nothing is lost by being late — a late deposit just needs review before it is processed.
Is exchanging ATOM for XMR private?
Your ATOM deposit is visible on the Cosmos ledger like any ATOM transaction. The Monero payout is not: ring signatures, stealth addresses and RingCT hide the sender, the receiving address and the amount on-chain. We store only what a swap needs — amounts, transaction ids and the address you gave.