Swap NEAR Protocol (NEAR) to USD Coin (USDC)
Exchange NEAR Protocol for USD Coin without an account. Enter an amount, give a USD Coin address, send the exact NEAR amount shown — your USDC follows once the deposit confirms.
NEAR to USDC rate
Market rate, updated 2026-10-26 15:05 UTC1 NEAR = 4.63239 USDC
1 USDC = 0.215871 NEAR
NEAR Protocol is trading at $4.63 and USD Coin at $0.999483. Your quote applies a 0.5% swap fee and a network-fee charge for theUSD Coin payout to this rate, and shows the exact USDC you receive before you send.
| Send | Receive | ≈ USD |
|---|---|---|
| 2.16 NEAR | 10.005 USDC | $10 |
| 10.8 NEAR | 50.026 USDC | $50 |
| 21.6 NEAR | 100.05 USDC | $100 |
| 108 NEAR | 500.26 USDC | $500 |
| 216 NEAR | 1000.5 USDC | $1,000 |
| 1080 NEAR | 5002.6 USDC | $5,000 |
NEAR to USDC swap details
- Minimum swap
- $100 (≈ 21.5 NEAR)
- Maximum swap
- No limit set by the site
- Swap fee
- 0.5% of the amount
- Payout network fee
- A charge for the USD Coin payout transaction, shown in the quote
- Quote valid for
- 90 seconds to accept, then refreshed
- NEAR deposit confirmation
- Verified on the NEAR Protocol network before the payout is released
- USDC payout
- Sent to your address once the deposit is confirmed
- Account
- None required
Why exchange NEAR Protocol (NEAR) to USD Coin (USDC)?
Exchange NEAR for USDC and the USD Coin goes to an address you control. No account to open, no balance left with us.
The NEAR/USDC exchange rate, the network fee and the swap fee are shown before you send a single NEAR. The USDC amount quoted is the USDC amount you get.
Nothing is asked of you beyond a USD Coin address. Send the exact NEAR figure shown on your swap page, including every decimal place — a rounded amount needs manual review and takes longer.
Sending NEAR Protocol
NEAR Protocol is a proof-of-stake layer-1 using sharding for scalability, with human-readable account names.
NEAR Protocol blocks arrive about 1 second, so a deposit usually confirms in a minute or two.
Your NEAR deposit is verified on the NEAR Protocol network before the swap proceeds — typically a minute or two after you send.
Send NEAR on the NEAR network.
Receiving USD Coin
USD Coin is a fully reserved US-dollar stablecoin issued by Circle; a USDC token on one network is not the same as on another, so the network you send on has to match the one you pick.
USDC can be paid out on Ethereum (ERC-20), Solana, Tron (TRC-20), BNB Smart Chain (BEP-20), Polygon and Arbitrum One. Pick the network you want in the widget and give an address on that network — an 0x… address on Ethereum.
Choose the network you want the USDC on; the address you give must belong to that network.
The payout is sent once your deposit is confirmed. USD Coin blocks arrive that of the network it is on, so it is usually spendable within minutes of being sent.
How to swap NEAR to USDC
Full details →- 01Get a NEAR to USDC quote
Enter how much NEAR Protocol you want to convert. You see the live NEAR to USDC rate, both fees and the exact USD Coin you will receive before you commit.
- 02Send your NEAR Protocol
You get a NEAR Protocol (NEAR) deposit address and an exact amount. Send it from any NEAR Protocol wallet — scanning the QR code fills in both where your wallet supports it.
- 03Receive USD Coin (USDC)
Once the NEAR deposit confirms on-chain, USD Coin is sent to the USD Coin address you gave. Track it on the swap’s status page, no login needed.
NEAR Protocol (NEAR) to USD Coin (USDC) FAQ
- What does the NEAR to USDC rate mean?
- It is how much USD Coin (USDC) you receive for each NEAR Protocol (NEAR) you send, taken from live market prices at the moment you ask for a quote. The rate moves with the market, so you have 90 seconds to accept a quote and create the swap; the widget refreshes it automatically if you take longer. Funding the swap once it exists has its own separate deadline, shown on your swap page.
- How do I convert NEAR to USDC?
- Enter the amount of NEAR in the widget, choose USDC as what you receive, and give a USD Coin address. You are shown a deposit address and an exact NEAR amount; send that amount and the USDC is paid to your address once the deposit confirms. No account is needed at any step.
- What are the fees to exchange NEAR for USDC?
- Two, both shown in the quote before you send: a swap fee of 0.5% of the amount, and a network-fee charge for the USD Coin payout transaction. There is nothing added afterwards — the USDC amount in the quote is the USDC amount that arrives.
- What is the minimum NEAR/USDC exchange amount?
- $100 worth, shown in the widget as an amount of NEAR at the current rate. There is no maximum imposed by the site beyond available USD Coin liquidity, and no verification at any size.
- Do I need an ID to swap NEAR to USDC?
- No. There is no KYC, no account and no email required. A swap is identified by its link, which shows its status without logging in. Creating an account is optional and only keeps your swap history in one place.
- How long do NEAR to USDC swaps take?
- NEAR Protocol deposits usually confirm in a minute or two, after which the deposit is verified on-chain. Swap times vary by asset and by how quickly its network confirms. Your swap status page shows the current stage throughout the process.
- Which USD Coin address should I give?
- Any address in a format USD Coin accepts: an 0x… address on Ethereum. Choose the network you want the USDC on; the address you give must belong to that network.
- What happens if my NEAR deposit is late or the swap expires?
- There are two separate deadlines. The quote itself is held for 90 seconds — that is how long you have to accept the price and create the swap. Once the swap exists you get a separate funding window, shown on your swap page, to send the NEAR. If your deposit arrives after that window closes, the status page shows Expired and the swap moves to Review required; it is then completed at the current rate or refunded to your refund address. Nothing is lost by being late — a late deposit just needs review before it is processed.
- Can I swap USDC back to NEAR?
- Yes — every pair works in both directions. The USDC to NEAR page is linked below.
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