Swap Stellar (XLM) to Aave (AAVE)
Exchange Stellar for Aave without an account. Enter an amount, give a Aave address, send the exact XLM amount shown — your AAVE follows once the deposit confirms.
XLM to AAVE rate
Market rate, updated 2026-10-26 07:14 UTC1 XLM = 0.00125148 AAVE
1 AAVE = 799.055 XLM
Stellar is trading at $0.168499 and Aave at $134.64. Your quote applies a 0.5% swap fee and a network-fee charge for theAave payout to this rate, and shows the exact AAVE you receive before you send.
| Send | Receive | ≈ USD |
|---|---|---|
| 59.35 XLM | 0.074272 AAVE | $10 |
| 296.7 XLM | 0.37136 AAVE | $50 |
| 593.5 XLM | 0.74272 AAVE | $100 |
| 2967 XLM | 3.7136 AAVE | $500 |
| 5935 XLM | 7.4272 AAVE | $1,000 |
| 29670 XLM | 37.136 AAVE | $5,000 |
XLM to AAVE swap details
- Minimum swap
- $100 (≈ 593 XLM)
- Maximum swap
- No limit set by the site
- Swap fee
- 0.5% of the amount
- Payout network fee
- A charge for the Aave payout transaction, shown in the quote
- Quote valid for
- 90 seconds to accept, then refreshed
- XLM deposit confirmation
- Verified on the Stellar network before the payout is released
- AAVE payout
- Sent to your address once the deposit is confirmed
- Account
- None required
Why exchange Stellar (XLM) to Aave (AAVE)?
Exchange XLM for AAVE and the Aave goes to an address you control. No account to open, no balance left with us.
The XLM/AAVE exchange rate, the network fee and the swap fee are shown before you send a single XLM. The AAVE amount quoted is the AAVE amount you get.
Nothing is asked of you beyond a Aave address. Send the exact XLM figure shown on your swap page, including every decimal place — a rounded amount needs manual review and takes longer.
Sending Stellar
Stellar is a payments-focused layer-1 for fast, low-cost transfers and asset issuance. XLM is its native token.
Stellar blocks arrive about 5 seconds, so a deposit usually confirms in under a minute.
Your XLM deposit is verified on the Stellar network before the swap proceeds — typically under a minute after you send.
Send XLM on the Stellar network. Some exchanges require a memo — send to a personal wallet or include the memo the exchange specifies.
Receiving Aave
Aave is a leading decentralized lending protocol. AAVE is its ERC-20 governance token.
Your Aave goes to the address you give, and only that address. Accepted formats: 0x followed by 40 hexadecimal characters.
The payout is sent once your deposit is confirmed. Aave blocks arrive about 12 seconds, so it is usually spendable within minutes of being sent.
How to swap XLM to AAVE
Full details →- 01Get a XLM to AAVE quote
Enter how much Stellar you want to convert. You see the live XLM to AAVE rate, both fees and the exact Aave you will receive before you commit.
- 02Send your Stellar
You get a Stellar (XLM) deposit address and an exact amount. Send it from any Stellar wallet — scanning the QR code fills in both where your wallet supports it.
- 03Receive Aave (AAVE)
Once the XLM deposit confirms on-chain, Aave is sent to the Aave address you gave. Track it on the swap’s status page, no login needed.
Stellar (XLM) to Aave (AAVE) FAQ
- What does the XLM to AAVE rate mean?
- It is how much Aave (AAVE) you receive for each Stellar (XLM) you send, taken from live market prices at the moment you ask for a quote. The rate moves with the market, so you have 90 seconds to accept a quote and create the swap; the widget refreshes it automatically if you take longer. Funding the swap once it exists has its own separate deadline, shown on your swap page.
- How do I convert XLM to AAVE?
- Enter the amount of XLM in the widget, choose AAVE as what you receive, and give a Aave address. You are shown a deposit address and an exact XLM amount; send that amount and the AAVE is paid to your address once the deposit confirms. No account is needed at any step.
- What are the fees to exchange XLM for AAVE?
- Two, both shown in the quote before you send: a swap fee of 0.5% of the amount, and a network-fee charge for the Aave payout transaction. There is nothing added afterwards — the AAVE amount in the quote is the AAVE amount that arrives.
- What is the minimum XLM/AAVE exchange amount?
- $100 worth, shown in the widget as an amount of XLM at the current rate. There is no maximum imposed by the site beyond available Aave liquidity, and no verification at any size.
- Do I need an ID to swap XLM to AAVE?
- No. There is no KYC, no account and no email required. A swap is identified by its link, which shows its status without logging in. Creating an account is optional and only keeps your swap history in one place.
- How long do XLM to AAVE swaps take?
- Stellar deposits usually confirm in under a minute, after which the deposit is verified on-chain. Swap times vary by asset and by how quickly its network confirms. Your swap status page shows the current stage throughout the process.
- Which Aave address should I give?
- Any address in a format Aave accepts: 0x followed by 40 hexadecimal characters.
- What happens if my XLM deposit is late or the swap expires?
- There are two separate deadlines. The quote itself is held for 90 seconds — that is how long you have to accept the price and create the swap. Once the swap exists you get a separate funding window, shown on your swap page, to send the XLM. If your deposit arrives after that window closes, the status page shows Expired and the swap moves to Review required; it is then completed at the current rate or refunded to your refund address. Nothing is lost by being late — a late deposit just needs review before it is processed.
- Can I swap AAVE back to XLM?
- Yes — every pair works in both directions. The AAVE to XLM page is linked below.
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