Swap Stellar (XLM) to Polygon (POL)
Exchange Stellar for Polygon without an account. Enter an amount, give a Polygon address, send the exact XLM amount shown — your POL follows once the deposit confirms.
XLM to POL rate
Market rate, updated 2026-10-26 15:25 UTC1 XLM = 1.86106 POL
1 POL = 0.537329 XLM
Stellar is trading at $0.170456 and Polygon at $0.091591. Your quote applies a 0.5% swap fee and a network-fee charge for thePolygon payout to this rate, and shows the exact POL you receive before you send.
| Send | Receive | ≈ USD |
|---|---|---|
| 58.67 XLM | 109.18 POL | $10 |
| 293.3 XLM | 545.91 POL | $50 |
| 586.7 XLM | 1091.8 POL | $100 |
| 2933 XLM | 5459.1 POL | $500 |
| 5867 XLM | 10918 POL | $1,000 |
| 29330 XLM | 54591 POL | $5,000 |
XLM to POL swap details
- Minimum swap
- $100 (≈ 586 XLM)
- Maximum swap
- No limit set by the site
- Swap fee
- 0.5% of the amount
- Payout network fee
- A charge for the Polygon payout transaction, shown in the quote
- Quote valid for
- 90 seconds to accept, then refreshed
- XLM deposit confirmation
- Verified on the Stellar network before the payout is released
- POL payout
- Sent to your address once the deposit is confirmed
- Account
- None required
Why exchange Stellar (XLM) to Polygon (POL)?
Exchange XLM for POL and the Polygon goes to an address you control. No account to open, no balance left with us.
The XLM/POL exchange rate, the network fee and the swap fee are shown before you send a single XLM. The POL amount quoted is the POL amount you get.
Nothing is asked of you beyond a Polygon address. Send the exact XLM figure shown on your swap page, including every decimal place — a rounded amount needs manual review and takes longer.
Sending Stellar
Stellar is a payments-focused layer-1 for fast, low-cost transfers and asset issuance. XLM is its native token.
Stellar blocks arrive about 5 seconds, so a deposit usually confirms in under a minute.
Your XLM deposit is verified on the Stellar network before the swap proceeds — typically under a minute after you send.
Send XLM on the Stellar network. Some exchanges require a memo — send to a personal wallet or include the memo the exchange specifies.
Receiving Polygon
POL (formerly MATIC) is the native asset of Polygon PoS, an EVM-compatible network with low fees widely used for payments and DeFi.
Your Polygon goes to the address you give, and only that address. Accepted formats: 0x followed by 40 hexadecimal characters.
The payout is sent once your deposit is confirmed. Polygon blocks arrive about 2 seconds, so it is usually spendable within minutes of being sent.
How to swap XLM to POL
Full details →- 01Get a XLM to POL quote
Enter how much Stellar you want to convert. You see the live XLM to POL rate, both fees and the exact Polygon you will receive before you commit.
- 02Send your Stellar
You get a Stellar (XLM) deposit address and an exact amount. Send it from any Stellar wallet — scanning the QR code fills in both where your wallet supports it.
- 03Receive Polygon (POL)
Once the XLM deposit confirms on-chain, Polygon is sent to the Polygon address you gave. Track it on the swap’s status page, no login needed.
Stellar (XLM) to Polygon (POL) FAQ
- What does the XLM to POL rate mean?
- It is how much Polygon (POL) you receive for each Stellar (XLM) you send, taken from live market prices at the moment you ask for a quote. The rate moves with the market, so you have 90 seconds to accept a quote and create the swap; the widget refreshes it automatically if you take longer. Funding the swap once it exists has its own separate deadline, shown on your swap page.
- How do I convert XLM to POL?
- Enter the amount of XLM in the widget, choose POL as what you receive, and give a Polygon address. You are shown a deposit address and an exact XLM amount; send that amount and the POL is paid to your address once the deposit confirms. No account is needed at any step.
- What are the fees to exchange XLM for POL?
- Two, both shown in the quote before you send: a swap fee of 0.5% of the amount, and a network-fee charge for the Polygon payout transaction. There is nothing added afterwards — the POL amount in the quote is the POL amount that arrives.
- What is the minimum XLM/POL exchange amount?
- $100 worth, shown in the widget as an amount of XLM at the current rate. There is no maximum imposed by the site beyond available Polygon liquidity, and no verification at any size.
- Do I need an ID to swap XLM to POL?
- No. There is no KYC, no account and no email required. A swap is identified by its link, which shows its status without logging in. Creating an account is optional and only keeps your swap history in one place.
- How long do XLM to POL swaps take?
- Stellar deposits usually confirm in under a minute, after which the deposit is verified on-chain. Swap times vary by asset and by how quickly its network confirms. Your swap status page shows the current stage throughout the process.
- Which Polygon address should I give?
- Any address in a format Polygon accepts: 0x followed by 40 hexadecimal characters.
- What happens if my XLM deposit is late or the swap expires?
- There are two separate deadlines. The quote itself is held for 90 seconds — that is how long you have to accept the price and create the swap. Once the swap exists you get a separate funding window, shown on your swap page, to send the XLM. If your deposit arrives after that window closes, the status page shows Expired and the swap moves to Review required; it is then completed at the current rate or refunded to your refund address. Nothing is lost by being late — a late deposit just needs review before it is processed.
- Can I swap POL back to XLM?
- Yes — every pair works in both directions. The POL to XLM page is linked below.
Related swaps
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