Swap NEAR Protocol (NEAR) to Stellar (XLM)
Exchange NEAR Protocol for Stellar without an account. Enter an amount, give a Stellar address, send the exact NEAR amount shown — your XLM follows once the deposit confirms.
NEAR to XLM rate
Market rate, updated 2026-10-26 15:05 UTC1 NEAR = 27.2343 XLM
1 XLM = 0.0367184 NEAR
NEAR Protocol is trading at $4.63 and Stellar at $0.170006. Your quote applies a 0.5% swap fee and a network-fee charge for theStellar payout to this rate, and shows the exact XLM you receive before you send.
| Send | Receive | ≈ USD |
|---|---|---|
| 2.16 NEAR | 58.821 XLM | $10 |
| 10.8 NEAR | 294.11 XLM | $50 |
| 21.6 NEAR | 588.21 XLM | $100 |
| 108 NEAR | 2941.1 XLM | $500 |
| 216 NEAR | 5882.1 XLM | $1,000 |
| 1080 NEAR | 29411 XLM | $5,000 |
NEAR to XLM swap details
- Minimum swap
- $100 (≈ 21.5 NEAR)
- Maximum swap
- No limit set by the site
- Swap fee
- 0.5% of the amount
- Payout network fee
- A charge for the Stellar payout transaction, shown in the quote
- Quote valid for
- 90 seconds to accept, then refreshed
- NEAR deposit confirmation
- Verified on the NEAR Protocol network before the payout is released
- XLM payout
- Sent to your address once the deposit is confirmed
- Account
- None required
Why exchange NEAR Protocol (NEAR) to Stellar (XLM)?
Exchange NEAR for XLM and the Stellar goes to an address you control. No account to open, no balance left with us.
The NEAR/XLM exchange rate, the network fee and the swap fee are shown before you send a single NEAR. The XLM amount quoted is the XLM amount you get.
Nothing is asked of you beyond a Stellar address. Send the exact NEAR figure shown on your swap page, including every decimal place — a rounded amount needs manual review and takes longer.
Sending NEAR Protocol
NEAR Protocol is a proof-of-stake layer-1 using sharding for scalability, with human-readable account names.
NEAR Protocol blocks arrive about 1 second, so a deposit usually confirms in a minute or two.
Your NEAR deposit is verified on the NEAR Protocol network before the swap proceeds — typically a minute or two after you send.
Send NEAR on the NEAR network.
Receiving Stellar
Stellar is a payments-focused layer-1 for fast, low-cost transfers and asset issuance. XLM is its native token.
Your Stellar goes to the address you give, and only that address. Accepted formats: 56 characters starting with G.
The payout is sent once your deposit is confirmed. Stellar blocks arrive about 5 seconds, so it is usually spendable within minutes of being sent.
How to swap NEAR to XLM
Full details →- 01Get a NEAR to XLM quote
Enter how much NEAR Protocol you want to convert. You see the live NEAR to XLM rate, both fees and the exact Stellar you will receive before you commit.
- 02Send your NEAR Protocol
You get a NEAR Protocol (NEAR) deposit address and an exact amount. Send it from any NEAR Protocol wallet — scanning the QR code fills in both where your wallet supports it.
- 03Receive Stellar (XLM)
Once the NEAR deposit confirms on-chain, Stellar is sent to the Stellar address you gave. Track it on the swap’s status page, no login needed.
NEAR Protocol (NEAR) to Stellar (XLM) FAQ
- What does the NEAR to XLM rate mean?
- It is how much Stellar (XLM) you receive for each NEAR Protocol (NEAR) you send, taken from live market prices at the moment you ask for a quote. The rate moves with the market, so you have 90 seconds to accept a quote and create the swap; the widget refreshes it automatically if you take longer. Funding the swap once it exists has its own separate deadline, shown on your swap page.
- How do I convert NEAR to XLM?
- Enter the amount of NEAR in the widget, choose XLM as what you receive, and give a Stellar address. You are shown a deposit address and an exact NEAR amount; send that amount and the XLM is paid to your address once the deposit confirms. No account is needed at any step.
- What are the fees to exchange NEAR for XLM?
- Two, both shown in the quote before you send: a swap fee of 0.5% of the amount, and a network-fee charge for the Stellar payout transaction. There is nothing added afterwards — the XLM amount in the quote is the XLM amount that arrives.
- What is the minimum NEAR/XLM exchange amount?
- $100 worth, shown in the widget as an amount of NEAR at the current rate. There is no maximum imposed by the site beyond available Stellar liquidity, and no verification at any size.
- Do I need an ID to swap NEAR to XLM?
- No. There is no KYC, no account and no email required. A swap is identified by its link, which shows its status without logging in. Creating an account is optional and only keeps your swap history in one place.
- How long do NEAR to XLM swaps take?
- NEAR Protocol deposits usually confirm in a minute or two, after which the deposit is verified on-chain. Swap times vary by asset and by how quickly its network confirms. Your swap status page shows the current stage throughout the process.
- Which Stellar address should I give?
- Any address in a format Stellar accepts: 56 characters starting with G.
- What happens if my NEAR deposit is late or the swap expires?
- There are two separate deadlines. The quote itself is held for 90 seconds — that is how long you have to accept the price and create the swap. Once the swap exists you get a separate funding window, shown on your swap page, to send the NEAR. If your deposit arrives after that window closes, the status page shows Expired and the swap moves to Review required; it is then completed at the current rate or refunded to your refund address. Nothing is lost by being late — a late deposit just needs review before it is processed.
- Can I swap XLM back to NEAR?
- Yes — every pair works in both directions. The XLM to NEAR page is linked below.
Related swaps
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See every route into Stellar or everything you can swap NEAR Protocol for.