Swap NEAR Protocol (NEAR) to Monero (XMR)
Exchange NEAR Protocol for Monero without an account. Enter an amount, give a Monero address, send the exact NEAR amount shown — your XMR follows once the deposit confirms.
NEAR to XMR rate
Market rate, updated 2026-10-26 15:15 UTC1 NEAR = 0.0078263 XMR
1 XMR = 127.774 NEAR
NEAR Protocol is trading at $4.62 and Monero at $590.32. Your quote applies a 0.5% swap fee and a network-fee charge for theMonero payout to this rate, and shows the exact XMR you receive before you send.
| Send | Receive | ≈ USD |
|---|---|---|
| 2.165 NEAR | 0.01694 XMR | $10 |
| 10.82 NEAR | 0.0847 XMR | $50 |
| 21.65 NEAR | 0.1694 XMR | $100 |
| 108.2 NEAR | 0.847 XMR | $500 |
| 216.5 NEAR | 1.694 XMR | $1,000 |
| 1082 NEAR | 8.47 XMR | $5,000 |
NEAR to XMR swap details
- Minimum swap
- $100 (≈ 21.6 NEAR)
- Maximum swap
- No limit set by the site
- Swap fee
- 0.5% of the amount
- Payout network fee
- A charge for the Monero payout transaction, shown in the quote
- Quote valid for
- 90 seconds to accept, then refreshed
- NEAR deposit confirmation
- Verified on the NEAR Protocol network before the payout is released
- XMR payout
- Sent to your address once the deposit is confirmed
- Account
- None required
Why exchange NEAR Protocol (NEAR) to Monero (XMR)?
Every NEAR Protocol transaction is public. Swap NEAR to XMR and the Monero you receive is hidden on-chain — the amount, the sender and your address.
The NEAR/XMR exchange rate, the network fee and the swap fee are shown before you send a single NEAR. The XMR amount quoted is the XMR amount you get.
Nothing is asked of you beyond a Monero address. Send the exact NEAR figure shown on your swap page, including every decimal place — a rounded amount needs manual review and takes longer.
Sending NEAR Protocol
NEAR Protocol is a proof-of-stake layer-1 using sharding for scalability, with human-readable account names.
NEAR Protocol blocks arrive about 1 second, so a deposit usually confirms in a minute or two.
Your NEAR deposit is verified on the NEAR Protocol network before the swap proceeds — typically a minute or two after you send.
Send NEAR on the NEAR network.
Receiving Monero
Monero is a privacy coin where every transaction is private by default: ring signatures hide the sender, stealth addresses hide the receiver and RingCT hides the amount.
Your Monero goes to the address you give, and only that address. Accepted formats: standard addresses are 95 characters starting with 4; subaddresses start with 8; integrated addresses start with 4 and are 106 characters.
Any standard address or subaddress works. Because Monero amounts are hidden on-chain, only you and your wallet can see the payout land.
The payout is sent once your deposit is confirmed. Monero blocks arrive about 2 minutes, so it is usually spendable within minutes of being sent.
How to swap NEAR to XMR
Full details →- 01Get a NEAR to XMR quote
Enter how much NEAR Protocol you want to convert. You see the live NEAR to XMR rate, both fees and the exact Monero you will receive before you commit.
- 02Send your NEAR Protocol
You get a NEAR Protocol (NEAR) deposit address and an exact amount. Send it from any NEAR Protocol wallet — scanning the QR code fills in both where your wallet supports it.
- 03Receive Monero (XMR)
Once the NEAR deposit confirms on-chain, Monero is sent to the Monero address you gave. Track it on the swap’s status page, no login needed.
NEAR Protocol (NEAR) to Monero (XMR) FAQ
- What does the NEAR to XMR rate mean?
- It is how much Monero (XMR) you receive for each NEAR Protocol (NEAR) you send, taken from live market prices at the moment you ask for a quote. The rate moves with the market, so you have 90 seconds to accept a quote and create the swap; the widget refreshes it automatically if you take longer. Funding the swap once it exists has its own separate deadline, shown on your swap page.
- How do I convert NEAR to XMR?
- Enter the amount of NEAR in the widget, choose XMR as what you receive, and give a Monero address. You are shown a deposit address and an exact NEAR amount; send that amount and the XMR is paid to your address once the deposit confirms. No account is needed at any step.
- What are the fees to exchange NEAR for XMR?
- Two, both shown in the quote before you send: a swap fee of 0.5% of the amount, and a network-fee charge for the Monero payout transaction. There is nothing added afterwards — the XMR amount in the quote is the XMR amount that arrives.
- What is the minimum NEAR/XMR exchange amount?
- $100 worth, shown in the widget as an amount of NEAR at the current rate. There is no maximum imposed by the site beyond available Monero liquidity, and no verification at any size.
- Do I need an ID to swap NEAR to XMR?
- No. There is no KYC, no account and no email required. A swap is identified by its link, which shows its status without logging in. Creating an account is optional and only keeps your swap history in one place.
- How long do NEAR to XMR swaps take?
- NEAR Protocol deposits usually confirm in a minute or two, after which the deposit is verified on-chain. Swap times vary by asset and by how quickly its network confirms. Your swap status page shows the current stage throughout the process.
- Which Monero address should I give?
- Any address in a format Monero accepts: standard addresses are 95 characters starting with 4; subaddresses start with 8; integrated addresses start with 4 and are 106 characters. Any standard address or subaddress works. Because Monero amounts are hidden on-chain, only you and your wallet can see the payout land.
- What happens if my NEAR deposit is late or the swap expires?
- There are two separate deadlines. The quote itself is held for 90 seconds — that is how long you have to accept the price and create the swap. Once the swap exists you get a separate funding window, shown on your swap page, to send the NEAR. If your deposit arrives after that window closes, the status page shows Expired and the swap moves to Review required; it is then completed at the current rate or refunded to your refund address. Nothing is lost by being late — a late deposit just needs review before it is processed.
- Is exchanging NEAR for XMR private?
- Your NEAR deposit is visible on the NEAR Protocol ledger like any NEAR transaction. The Monero payout is not: ring signatures, stealth addresses and RingCT hide the sender, the receiving address and the amount on-chain. We store only what a swap needs — amounts, transaction ids and the address you gave.
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